Your control
The decision and the money stay with you
- Criteria and credit policy
- Decision on every application
- Rate and terms
- Binding offer
- Contract with the business
- Disbursement
- Servicing
- Credit risk
Distribution
Businesses where they already work
Platforms see their customers’ sales, orders and purchases. With the owner’s consent, this data reaches you together with the application and its purpose.
How to start
A pilot without a long integration
- 01
Initial criteria
We agree which applications interest you.
- 02
Manual handoff
During the pilot, applications are handed over manually, without integration.
- 03
Integration
Once the manual process is proven, we discuss an API connection.
First conversation
What we establish in the first conversation
CapVeni is preparing its first pilots. The demo runs on synthetic data, and no platforms or lenders are connected yet.
- Your organisation and your role in it
- SME products: working capital, purchases, invoices
- Initial criteria and which applications do not fit
- What data you need for review, and in what form
- Requirements for consent, storage and data transfer
- Who inside the organisation sponsors the pilot
Guides
How platforms think about financing
- Supplier financing on a B2B platform: pre-delivery purchase funding and factoring Purchase financing and factoring on a B2B platform: data, roles and limits.
- Lender API, manual pilot or orchestration: how a platform should choose Why a platform chooses between one lender’s API, a manual pilot and orchestration.